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Business Owner Policy

To protect your business from property and liability risks, the many different policies can be combined into a business owner policy. The premium for business owner policies is generally less than the individual policies themselves, making a business owner policy an attractive way to insure your business.

Owning and running a small business can almost be like two full time jobs, and interruptions due to damages or injuries can have devastating effects on your business’s bottom line. To help shield the business from the effects of the costs of damages or injuries, a business owner policy can be taken out. A business owner policy combines most of the basic coverages required by any business owner and bundles them together in one package, saving you time and money while searching for the best insurance for your business.

Included in a business owner policy is property insurance, business interruption insurance, crime insurance, vehicle coverage, liability insurance, and flood insurance. Businesses can add additional components to a business owner policy to cover additional risks. A business owner policy is specially made to appeal to small to medium businesses since the single premium for a business owner policy will be less than purchasing all the other insurance policies separately.

Shopping for a business owner policy and finding the best insurance for your business can take a lot of time and research; however an independent insurance agency such as the Boardwalk Insurance Group can do much of the shopping for you. Fill out some simple forms and answer a few questions online about yourself and a representative from Boardwalk Insurance Group will contact you quickly to help create the best business owner policy for you and your business. Boardwalk Insurance Group representatives have access to 23 different insurance providers and can take the time to understand your needs when creating the business owner policy that will best fit your situation.

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