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Welcome to Boardwalk Insurance Group

Products & Services

Commercial Property Insurance

Businesses are subject to many different perils that can threaten the viability of the business. Whether a business owns, rents, or leases the property they use, commercial property insurance can be a valuable layer of protection.

Commercial property insurance helps protect businesses from the financial responsibility of repairing or replacing buildings and contents that are damaged due to outlined perils in the policy. If the business is rented or leased, the insurance held by the owner of the building will most likely not cover the property contained in the building that does not belong to them, which means your business needs commercial property insurance to keep it from being stuck with the upfront cost of repairing or replacing any machinery, furniture, or merchandise. Since renting or leasing a property generally shields the business from the responsibility of the structure, commercial property insurance on rented or leased properties will be less.

Commercial property insurance has several different categories that essentially denote different levels of coverage from various perils. Basic commercial property insurance covers a handful of perils, many times including fire, lightning, windstorms, vehicles, and vandalism. Broad commercial property insurance extends coverage to include perils such as water damage and structural collapse. The most comprehensive form of commercial property insurance lists excluded perils instead of covered perils, and the excluded perils include flood, earthquakes, war-related damages, and infestations.

Shopping for commercial property insurance and finding the best policyfor your business can take a lot of time and research; however an independent insurance agency such as the Boardwalk Insurance Group can do much of the searching for you. Fill out some simple forms and answer a few questions online about yourself and a representative from Boardwalk Insurance Group will contact you quickly to help create the best commercial property insurance policy for your business. Boardwalk Insurance Group representatives have access to 23 different insurance providers and can take the time to understand your needs when creating the commercial property insurance policy that will best fit the needs of your business.

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