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Welcome to Boardwalk Insurance Group

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Professional Liability Insurance, Errors and Omissions Insurance or Directors and Officers Liability Insurance

In the fast paced business world, there is always the potential to make a mistake. When your business lives and dies by the fine print in its contracts, a mistake can have devastating consequences.

Professional liability insurance is a type of policy specifically created to protect professional advice and service providing parties. Sometimes called errors and omissions insurance, professional liability insurance helps lower the cost of defending against a negligence claim and the damages awarded in a civil lawsuit. For some professions in certain areas, professional liability insurance is required by law.

Professional liability insurance is frequently set up based on the number of claims made over the policy period. Professional liability insurance fills in the gaps in the coverage of a typical general liability insurance, which only covers advertising injury, bodily injury, personal injury, or property damage claims. Common claims covered by professional liability insurance include negligence, misrepresentation, violation of good faith, and inaccurate advice.

To protect the directors and officers of a company, directors and officers insurance can also be purchased. Similar to professional liability insurance, directors and officers insurance offers financial protection if the directors and officers of a company are sued due to their performance with the company.

Finding the best professional liability insurance policy for your advice or service based business can take a lot of time and effort; however an independent insurance agency such as the Boardwalk Insurance Group can do much of the shopping for you. Fill out some simple forms and answer a few questions online about yourself and a representative from Boardwalk Insurance Group will contact you quickly to help create the best professional liability insurance for you and your advice or service based business. Boardwalk Insurance Group representatives have access to 23 different insurance providers and can take the time to understand your needs when creating the professional liability insurance that will best fit your needs.

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