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Welcome to Boardwalk Insurance Group

Products & Services

Auto Insurance

The auto industry has been pushed to create and build safer and more efficient autos. Despite improving safety features intended to reduce the amount of damage caused by an accident, auto insurance is still an important part of owning and operating a vehicle.

Auto insurance is required in some form in nearly every state, with state laws defining the minimum amount of coverage required. The basic type of auto insurance, as well as the minimum coverage required, falls into a liability type of auto insurance. For liability auto insurance, the liability coverage is available as a combined limit or split limits. Combined limits list a single limit for the combined bodily injury and property damage coverage. Split limits divide bodily injury and property damage coverage and can have different values. In addition, bodily injury is typically split into a maximum payment per person and a maximum payment per accident coverage.

Full coverage auto insurance typically includes both collision and comprehensive coverage. Collision coverage provides protection from the financial responsibility of paying for collision damage, while comprehensive coverage protects your car from other perils, such as fire, theft, vandalism, or weather damage, as well as “Acts of God” including damages from extreme weather.

Shopping for auto insurance and sorting through the different types of policies can take a lot of time and research; however an independent insurance agency such as the Boardwalk Insurance Group can do much of the shopping for you. Fill out some simple forms and answer a few questions online about your vehicle and a representative from Boardwalk Insurance Group will contact you quickly to help create the best auto insurance policy for you and your vehicle. Boardwalk Insurance Group representatives have access to 23 different insurance providers and can take the time to understand your needs when creating the auto insurance policy that will best fit your needs.

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