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Products & Services

Garage Liability Insurance

Working on cars has its share of hazards. There are heavy objects being moved around, chemicals being put into and taken out of the cars, and dangerous tools that are used daily to complete repairs.

Garage liability insurance is strictly a liability insurance protecting the finances and property of the auto repair facility. Garage liability insurance covers the liability of the property, operations, and repair jobs for the facility. However, one important think garage liability insurance does not protect are vehicles owned by customers at the facility. If there is a catastrophic event at the repair facility, garage liability insurance covers the building, machinery, and tools, but not the vehicles on the premises that are not company owned (so, if it is a tow truck owned by the garage, then the tow truck is covered).

Garage liability insurance does cover the business in case a customer or employee hurts themselves and decides to sue for damages, or if a repair job seemingly goes bad. Garage liability insurance is necessary for nearly any facility that does work on a car, whether it is a tire shop, a repair shop paired with a gas station or other type of store, a dealership repair facility, or a standalone auto shop. Garage liability insurance is frequently paired with garage keepers insurance, which fills in the gap of covering customer owned cars on the property.

Shopping for garage liability insurance and finding the best policies for your car repair facility can take a lot of effort; however an independent insurance agency such as the Boardwalk Insurance Group can do much of the searching for you. Fill out some simple forms and answer a few questions online about yourself and a representative from Boardwalk Insurance Group will contact you quickly to help create the best garage liability insurance policies for your facility. Boardwalk Insurance Group representatives have access to 23 different insurance providers and can take the time to understand your needs when creating the garage liability insurance policies that will best fit the needs of your auto repair facility.

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