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Homeowners Insurance

The home is one of the most important and expensive investments made in a lifetime and homeowners insurance is one of the best ways to protect yourself from the financial cost of repairing or replacing this important investment. In addition, homeowners insurance can be required as a condition of taking out a loan to purchase the property. Homeowners insurance comes in many different forms consisting of many levels of coverage, but all are available to give the homeowner peace of mind that their investment is protected.

From a basic HO1 homeowners insurance policy, a minimum amount of coverage can be met, and many times a simple HO1 homeowners insurance policy is all anyone needs. For more perils, there is more coverage available, including a more comprehensive list of coverages, to homeowners insurance were the named perils are what is excluded, giving the insured party quite a bit of coverage.

For special personal properties, such as property that you rent, condominiums, or older homes, there are special homeowners insurance policies that are available. These specialized homeowners insurance policies have many of the same coverages of homeowners insurance policies for regular homes, however they come with special conditions or special provisions for the specialized property.

Shopping for homeowners insurance and sorting through the different policies and coverages available can be cumbersome; however an independent insurance agency such as the Boardwalk Insurance Group can do much of the work for you. Fill out some simple forms and answer a few questions online about your property and a representative from Boardwalk Insurance Group will contact you quickly to help create the best homeowners insurance policy for your home. Boardwalk Insurance Group representatives have access to 23 different insurance providers and can take the time to understand your needs when creating the homeowners insurance policy that will best fit your property..

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