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Welcome to Boardwalk Insurance Group

Products & Services

Hotel Insurance

Hotels are a very visible part of the service industry. Whether looking for a cheap place to crash for the night, or planning out a long vacation at a luxury resort, hotels strive to impress their customers with excellent service and amenities for the price.

However, even in the hotel industry, accidents can occur. When they do, hotel insurance can save the business from bankruptcy. Hotel insurance combines several policies into one package tailor made for the hotel industry. Hotels, motels, and other types of service and hospitality have their own specialized hotel insurance policies; however they offer much more protection than standard business liability policies because hotels are no standard business.

Hotel insurance generally includes several different coverages specific to the service and hospitality industry. Contents coverage in the hotel insurance policy protects the hotel owned contents in the rooms from loss or damage, such as furniture and appliances. Business interruption coverage in the hotel insurance policy covers loss of business due to an insured peril while the property is repaired. Public liability protects the hotel from accidental injury to guests and employers liability protects the hotel from expenses related work injuries. Legal expenses coverage is for legal fees and opponents’ costs if the judgment is not in favor of the hotel.

Hotel insurance has several optional policies that can be added as well to make the hotel insurance policy stronger. Subsidence insurance protects the property from damage due to the settling of the ground. Theft by employees protects the hotel from losses due to employees stealing from the property. Hotel insurance can also have a computer breakdown policy, protecting the hotel from the financial burden due to the breakdown or failure of computer equipment and loss or damage of computer records.

Shopping for hotel insurance and sorting through the different types of policies can take a lot of time and research; however an independent insurance agency such as the Boardwalk Insurance Group can do much of the shopping for you. Fill out some simple forms and answer a few questions online about your hospitality property and a representative from Boardwalk Insurance Group will contact you quickly to help create the best hotel insurance policy for your property. Boardwalk Insurance Group representatives have access to 23 different insurance providers and can take the time to understand your needs when creating the hotel insurance policy that will best fit the needs of your business.

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