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Liquor Liability Insurance

Liquor can be blamed for many improper actions on a seemingly nightly basis. When actions have disastrous consequences, liability frequently falls on the place that the alcohol was procured from.

To protect against the lawsuits that can result from bad decisions driven by alcohol, liquor liability insurance can used. Lawsuits resulting from liquor related accidents can request damages that could potentially shut down the business. However, despite the very real danger of many claims with high damages, many businesses do not have adequate liquor liability insurance.

Laws make it easier to hold businesses that sell or serve liquor liable for the actions of drunken patrons after they leave the establishment. This makes having liquor liability insurance imperative to help maintain the integrity of the business and not get sunk by liability claims. While the terms of the liquor liability insurance may vary, it can be purchased with high limits. Liquor liability insurance can also be attached to a general business liability insurance policy as a rider, or purchased as a policy on its own. In addition, liquor liability is generally excluded from general business liability insurance policies, making a liquor liability insurance policy even more important.

Shopping for a liquor liability insurance policy and finding the best coverage for your business can take a lot of time and research; however an independent insurance agency such as the Boardwalk Insurance Group can do much of the shopping for you. Fill out some simple forms and answer a few questions online about yourself and a representative from Boardwalk Insurance Group will contact you quickly to help create the best liquor liability insurance policy for you and your business. Boardwalk Insurance Group representatives have access to 23 different insurance providers and can take the time to understand your needs when creating the liquor liability insurance policy that will best fit your liquor related business.

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