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Welcome to Boardwalk Insurance Group

Products & Services

Renters Insurance

Renters insurance is often overlooked, but is an important and necessary form of insurance to protect the renter and the property they own. Like homeowners insurance, renters insurance protects from many perils, however it does not need to insure the property being rented, such as the apartment itself.

Renters insurance is like any other type of insurance, with a premium and deductible that fit the amount of coverage they want, however there are two main types of renters insurance. Replacement cost and actual cash value have very different effects on what the person holding the renters insurance pays in premiums and how much compensation they receive on an insurance claim. In addition to covering your personal belongings inside your rented property, renters insurance can also include liability coverage, protecting the renter from any accidents to other people while they are on your rented property.

The main reason to take out a renters insurance policy is to ensure that you will not be left stranded financially in case of an accident or other mishap. Renters insurance can cover many perils, including fires and theft, and can even cover the costs of alternate living arrangements while the rented property is being repaired.

Shopping for renters insurance and sorting through the different ways you can customize the policy can be a very time consuming task; however an independent insurance agency such as the Boardwalk Insurance Group can do much of the shopping for you. Fill out some simple forms and answer a few questions online about your property and a representative from Boardwalk Insurance Group will contact you quickly to help create the best renters insurance policy for your condominium. Boardwalk Insurance Group representatives have access to 23 different insurance providers and can take the time to understand your needs when creating the renters insurance policy that will best fit your needs.

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